Cash App Settlement Filing Deadline Has Passed: If you were affected by the Cash App data breach and didn’t file your claim before the November 18, 2024 deadline, you might be wondering, “What do I do now?” Don’t worry — you’re not alone. While the official filing window for the Cash App settlement has closed, there are still many proactive steps you can take to stay protected and well-informed moving forward.
In this extended guide, we’ll not only walk you through the background of the settlement, but we’ll also provide practical, easy-to-follow advice for keeping your data secure, tools for credit monitoring, and professional guidance on what to do if you’ve missed out. Whether you’re a casual user or a finance professional, this article is written to help you navigate the post-settlement landscape with confidence.
Cash App Settlement Filing Deadline Has Passed
| Topic | Details |
|---|---|
| Settlement Name | Cash App Investing LLC Data Breach Settlement |
| Filing Deadline | November 18, 2024 |
| Settlement Amount | Up to $5.1 million (total payout) |
| Reason for Settlement | April 2021 data breach affecting over 8 million users |
| Who Was Eligible | Cash App Investing customers notified of the breach |
| Official Settlement Website | www.CashAppDataSettlement.com |
| Law Firm Contact | Kantrowitz, Goldhamer & Graifman, P.C. (201-897-7293) |
| Future Action Steps | Monitor accounts, consider legal advice, stay updated on related cases |
While the Cash App Settlement filing deadline has passed, your ability to protect yourself has not. With tools, habits, and legal resources readily available, there’s plenty you can do to secure your identity and personal finances.
Start by monitoring your accounts, enrolling in credit protection, and keeping up with legal updates. Stay informed, take control, and protect your digital life in an era where data breaches are increasingly common.
What Was the Cash App Settlement About?
In April 2021, Cash App Investing LLC, a popular financial platform owned by Block, Inc. (formerly Square, Inc.), reported a major data breach that affected more than 8 million users across the United States. According to reports, the breach was not the result of a hack but rather a malicious act by a former employee who improperly accessed and downloaded sensitive reports.
These reports included a range of personal data, such as users’ full names, brokerage account numbers, portfolio values, and stock trading activity. Although no Social Security numbers, login credentials, or bank account details were accessed, the scope of exposed information still posed serious risks of identity theft and financial fraud.
In response, multiple lawsuits were filed, eventually consolidated into a class-action suit. The outcome was a settlement agreement valued at over $5.1 million, offering financial reimbursements for documented losses, time spent addressing the breach, and complimentary identity theft protection services for a limited time. Notifications were sent to affected users via email or physical mail.
I Missed the Filing Deadline. What Can I Do Now?
The claim submission deadline of November 18, 2024, has officially passed. That means you can no longer file for compensation under the terms of this settlement. However, not all is lost. Here are important steps you can take if you missed the filing window:
1. Stay Alert and Monitor Your Accounts
Even if you didn’t qualify for free monitoring through the settlement, it’s essential to keep an eye on all financial accounts, especially if you were notified of your inclusion in the data breach. Here’s what you should be doing regularly:
- Enable two-factor authentication (2FA) for enhanced security.
- Review your account activity weekly.
- Set up notifications for large transactions or logins from new devices.
- Immediately report any unauthorized activity through official channels: https://cash.app/help
Keeping your account safe is an ongoing effort, and vigilance is your best defense.
2. Sign Up for Independent Credit Monitoring Services
Since settlement-provided services are no longer available for late filers, you can turn to reliable third-party credit monitoring services to guard against identity theft:
- Experian offers free and paid plans with real-time alerts.
- LifeLock provides identity restoration services.
- Credit Karma offers free credit reports and monitoring tools.
These services can alert you when your credit report is pulled or when new accounts are opened in your name. Some even offer up to $1 million in identity theft insurance.
3. Place a Fraud Alert or Freeze Your Credit
If you’re especially concerned about the breach’s long-term effects, consider taking defensive action through the credit bureaus:
- Fraud Alerts: A temporary alert can make it harder for identity thieves to open accounts in your name.
- Credit Freezes: A more aggressive measure, a credit freeze prevents creditors from accessing your credit report entirely until you lift it.
You can request fraud alerts and freezes for free by contacting:
- Equifax
- Experian
- TransUnion
More guidance is available on the FTC’s Identity Theft portal: https://www.identitytheft.gov/
4. Reach Out for Legal Support
Missing the claim deadline doesn’t necessarily close all doors. In some cases, individual legal actions or state-specific claims may still be valid. The law firm involved in the settlement can offer additional insight:
Kantrowitz, Goldhamer & Graifman, P.C.
Phone: 201-897-7293
Website: https://www.kgglaw.com
It’s also wise to speak with your own attorney if you believe you experienced unique damages or feel the settlement didn’t address your particular case.
5. Track Future Legal Actions and News
Data breach lawsuits often lead to multiple waves of legal responses. Stay informed by subscribing to:
- Updates on the official settlement site.
- The FTC’s news feed: https://www.ftc.gov/news-events
- Consumer protection watchdog newsletters.
Setting Google Alerts for terms like “Cash App lawsuit” or “data breach settlements” can also help you stay in the loop.
How Do I Protect Myself from Data Breaches in the Future?
As data breaches grow in frequency and scale, adopting better digital habits is crucial. Here’s a deeper look at how to stay protected in the future:
Use Strong, Unique Passwords
Never reuse passwords across different platforms. Use a password manager such as:
- LastPass
- 1Password
- Bitwarden
These tools help you generate random, complex passwords and store them securely.
Turn on Multi-Factor Authentication (MFA)
MFA adds a second step, like a text message or authentication app, to verify your identity. Even if your password is compromised, this extra layer can prevent unauthorized access.
Limit Sharing Personal Info Online
Think twice before posting sensitive details. Cybercriminals often use social media to piece together information for phishing attacks. Avoid posting:
- Birth dates
- Addresses
- Vacation plans (especially while you’re away)
Regularly Review Your Privacy Settings
Periodically check privacy settings on:
- Social media platforms (Facebook, Instagram, TikTok)
- Financial apps
- Browsers and search engines (Chrome, Safari, Google)
Restrict permissions that allow apps to access your contact list, location, and personal details.
Stay Educated on Cybersecurity
Knowledge is your best defense. Follow cybersecurity blogs, listen to finance podcasts, or attend webinars to stay current on the latest threats and protective strategies.
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FAQs about Cash App Settlement Filing Deadline Has Passed
What if I moved and never received the settlement notice?
If your contact info changed before the notifications were sent, you may have missed your chance to file. Contact the law firm involved to check if your name was on the original list of affected users.
Can I still join the lawsuit?
The window to join this specific settlement is closed. However, related lawsuits may still emerge. Check legal sites like Top Class Actions for updates.
Was my money stolen during the breach?
No direct theft of funds was reported. The breach involved personal and account-related data, not transactional access or credentials.
Is Cash App safe to use now?
Yes, Cash App has enhanced its security protocols since the breach. Still, it’s your responsibility to stay vigilant with account settings, passwords, and alerts.
Can I receive identity protection services elsewhere?
Yes. Independent providers like LifeLock or Experian offer competitive packages that may provide even more comprehensive coverage than what the settlement offered.
