Top 5 Reasons the IRS Rejects Tax Returns — And How to Avoid Them

The IRS may reject your tax return for simple mistakes like mismatched names, duplicate filings, or unsigned forms. Learn the top 5 reasons the IRS rejects returns and how to avoid them. This guide offers easy-to-follow tips, official resources, and expert advice to ensure your return gets accepted the first time. Stay ahead of tax stress with our practical breakdown and helpful links to trusted IRS tools.

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Top 5 Reasons the IRS Rejects Tax Returns — And How to Avoid Them
Top 5 Reasons the IRS Rejects Tax Returns

Top 5 Reasons the IRS Rejects Tax Returns: Filing your tax return is an essential financial responsibility, but what happens if the IRS rejects your tax return? It can be frustrating, especially if you’re depending on that refund or just want to meet the deadline stress-free. In most cases, rejections happen due to small, preventable mistakes — and the good news is, they can be easily avoided.

Whether you’re filing for the first time or a seasoned taxpayer, knowing the top 5 reasons the IRS rejects tax returns can save you time, money, and stress. This guide explains each cause clearly, offers practical steps to prevent rejection, and includes official resources to help you stay on track.

Top 5 Reasons the IRS Rejects Tax Returns

Reason for RejectionCommon MistakeHow to Avoid ItOfficial Link
1. Mismatch in Personal InformationIncorrect name, SSN, or DOBMatch info with Social Security cardSSA.gov
2. Incorrect Dependent InfoWrong SSN or duplicate claimVerify with SSN card and coordinate with other guardiansIRS.gov
3. Duplicate Tax Return FiledFraudulent or accidental duplicate filingFile early; get an IP PIN from IRSIRS IP PIN
4. Incorrect AGI or PINWrong prior-year AGI or forgotten PINRetrieve AGI from transcript; store PIN safelyIRS Transcript
5. Unsigned ReturnMissing signature on paper or e-filed returnCheck all signature fields and complete e-sign processIRS Filing Tips

Having your tax return rejected by the IRS can feel stressful, but it’s usually due to small, correctable mistakes. By double-checking personal details, using secure filing methods, and filing early, you can significantly reduce your chances of rejection. Leverage official IRS tools and don’t hesitate to seek help from a trusted tax professional if needed.

1. Mismatch in Personal Information

This is one of the most common reasons for IRS rejections. If your name, Social Security Number (SSN), or date of birth does not exactly match the records held by the Social Security Administration (SSA), the IRS cannot process your return.

How to Avoid It:

  • Cross-check your SSN and full name with your Social Security card.
  • If you’ve recently changed your name (due to marriage, divorce, etc.), update the SSA first.
  • Be careful when entering your info — even a minor typo can cause a mismatch.

Pro Tip: Use tax software that flags inconsistencies or auto-fills data from last year.

2. Incorrect Dependent Information

Claiming dependents? Great! But if their SSN or full name doesn’t match SSA records, or if another person claims the same dependent, your return could be rejected.

How to Avoid It:

  • Always double-check your dependent’s name and SSN from their SSA card.
  • Talk to ex-spouses or other guardians to prevent duplicate claims.
  • If your child filed a return claiming themselves, coordinate to fix the error.

Remember: Only one taxpayer can claim a dependent per year — even in shared custody situations.

3. Duplicate Tax Return Filed

If your SSN has already been used for a tax return this year, the IRS will reject any additional returns with that number. This could be a simple mistake or a sign of identity theft.

How to Avoid It:

  • File early to beat scammers who use stolen SSNs.
  • If you suspect fraud, contact the IRS Identity Protection Specialized Unit.
  • Apply for an Identity Protection PIN (IP PIN) from the IRS. This 6-digit number protects your SSN from unauthorized filings.

Get your IRS IP PIN here.

4. Incorrect Prior-Year Adjusted Gross Income (AGI) or PIN

Your prior-year AGI or self-selected PIN is used to verify your identity when e-filing. If you enter it incorrectly, your return may be rejected.

How to Avoid It:

  • Find your AGI on Line 11 of last year’s Form 1040 or retrieve it using the IRS transcript tool.
  • If you used a different tax software last year, confirm the AGI matches what the IRS has.
  • Keep a secure record of your PIN for future use.

Tip: First-time filers or those who used the non-Filer tool should enter “0” for AGI.

5. Unsigned Return

It may seem obvious, but forgetting to sign your return — whether it’s paper or electronic — makes it invalid. The IRS treats unsigned returns as incomplete and Un processable.

How to Avoid It:

  • If you’re mailing your return, sign all required fields, including your spouse’s if filing jointly.
  • For e-filing, complete the digital signature process (which may include entering your AGI or PIN).
  • Carefully review all steps before submitting your return.

General Tips to Prevent IRS Rejections

  • Use trusted tax filing software like TurboTax, H&R Block, or IRS Free File.
  • Double-check names, numbers, bank details, and signature fields.
  • File early to reduce the chance of ID theft or missed deadlines.
  • Keep your SSA records updated.
  • Save copies of everything: W-2s, AGI, PINs, and confirmation pages.

Helpful Resource: IRS Free File Options

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FAQs on Top 5 Reasons the IRS Rejects Tax Returns

Q1: What happens if my return is rejected?

A: You’ll receive a notification (via email or your e-file provider) with the reason. You can usually fix and resubmit it within 24–72 hours.

Q2: Can I still get my refund if my return was rejected?

A: Yes. Once your corrected return is accepted, your refund will be processed normally.

Q3: How many times can I resubmit a rejected e-file?

A: The IRS allows up to five resubmissions for a rejected return. After that, you’ll need to file a paper return.

Q4: Can a tax preparer help prevent rejection?

A: Absolutely. A qualified tax preparer checks for common errors and improves your chances of first-time acceptance.

Q5: Is there a deadline to fix rejected returns?

A: Yes. You must submit an accepted return by the IRS deadline (typically April 15) to avoid penalties and interest.

Author
Anjali Tamta
Hi, I'm a finance writer and editor passionate about making money matters simple and relatable. I cover markets, personal finance, and economic trends — all with the goal of helping you make smarter financial decisions.

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